HDFC Bank Ltd. is really very fantastic organisation, I love while walking through this bank, many of my friends are working in this organisation, their spirit of working enthuse me.
In terms of return it may be reasonable not very high but it has created very good consistency.
Series 3 - HDFC Bank Ltd.
Had I Started Investing in HDFC in 1998 .......14 Years Back
Rs.1,00,000/- Each Year.
Year BSE Cl.Price No. of Shares Amt Invested Total Share Bonus/Split Total
1998 54.75 1826 100,000.00 1826 0 1826
1999 161.50 619 100,000.00 2446 2446
2000 222.50 449 100,000.00 2895 2895
2001 210.60 475 100,000.00 3370 3370
2002 219.00 457 100,000.00 3827 3827
2003 366.65 273 100,000.00 4099 4099
2004 518.85 193 100,000.00 4292 4292
2005 707.45 141 100,000.00 4433 4433
2006 1069.75 93 100,000.00 4527 4527
2007 1727.80 58 100,000.00 4585 4585
2008 997.60 100 100,000.00 4685 4685
2009 1700.40 59 100,000.00 4744 4744
2010 2346.50 43 100,000.00 4786 4786
2011 480.00 208 100,000.00 4995 19,146 24140
Total Investments 14,00,000.00
Split July 14,2011 10:2 (New Face Value)
Total Investment 1,400,000.00 Market Val. on 4 Nov.,2011 Rs. 1,15,87,413.31 (24140*480)
Avg Return is 25.75% per year Compounding.
My Total Investments of Rs. 14,00,000/- could have become Rs. 1.15 Crore.
Assumption:
1.All Invesments have been done at 31 Dec of Year end Closing Prices.
2.Every Year Investment of Rs. 100000/- has been done.
3.No Trading only Investments.
In terms of return it may be reasonable not very high but it has created very good consistency.
Series 3 - HDFC Bank Ltd.
Had I Started Investing in HDFC in 1998 .......14 Years Back
Rs.1,00,000/- Each Year.
Year BSE Cl.Price No. of Shares Amt Invested Total Share Bonus/Split Total
1998 54.75 1826 100,000.00 1826 0 1826
1999 161.50 619 100,000.00 2446 2446
2000 222.50 449 100,000.00 2895 2895
2001 210.60 475 100,000.00 3370 3370
2002 219.00 457 100,000.00 3827 3827
2003 366.65 273 100,000.00 4099 4099
2004 518.85 193 100,000.00 4292 4292
2005 707.45 141 100,000.00 4433 4433
2006 1069.75 93 100,000.00 4527 4527
2007 1727.80 58 100,000.00 4585 4585
2008 997.60 100 100,000.00 4685 4685
2009 1700.40 59 100,000.00 4744 4744
2010 2346.50 43 100,000.00 4786 4786
2011 480.00 208 100,000.00 4995 19,146 24140
Total Investments 14,00,000.00
Split July 14,2011 10:2 (New Face Value)
Total Investment 1,400,000.00 Market Val. on 4 Nov.,2011 Rs. 1,15,87,413.31 (24140*480)
Avg Return is 25.75% per year Compounding.
My Total Investments of Rs. 14,00,000/- could have become Rs. 1.15 Crore.
Assumption:
1.All Invesments have been done at 31 Dec of Year end Closing Prices.
2.Every Year Investment of Rs. 100000/- has been done.
3.No Trading only Investments.
Hi,
ReplyDeleteIts easy to comment in retrospect but its tough to guess what will happen in future. Can you suggest will HDFC be able to continue its run or you suggest some other stocks . Put up an analysis for infosys it will be very interesting to find the result.
Cheers
Dear Ankit,
ReplyDeleteMy main motto is to pick up very common companies & show it is a good Investment.I donot want to show lots of ratios which are not very easy to catch, unless person is from this background.
For extraordinary profit you have to research.
I have noticed that If I choose a very very wellknown company’s share, which is having good reputation in the market & doing business with some kind of novelties and remain invested for 7-8 years and more, we make money.
For Q whether HDFC will be able to continue, I am producing some datas along with other banks from moneycontrol for helping you to take decision but at time of investment either you have to spread the investment horizon,to spread the risk or take care about pricing & valuation.
Bank- March,11- March, 10- March,09- March,08- March,07
SBI
Advances 7,56,719.45- 6,31,914.15- 5,42,503.2- 4,16,768.20- 3,37,336.49
Net Profit 7,370.35- 9,166.05- 9,121.23- 6,729.12- 4,541.31
HDFC
Advances- 1,59,982.67- 1,25,830.59- 98,883.05- 63,426.90- 46,944.78
Net Profit- 3,926.40- 2,948.70- 2,244.94- 1,590.18- 1,382.54
BOB
Advances - 2,28,676.36- 1,75,035.29- 1,43,985.90- 1,06,701.32- 83,620.87
Net Profit- 4,241.68- 3058.33- 2,227.20- 1,435.52- 1,026.46
Axis Bank
Advances - 1,42,407.83- 1,04,343.12- 81,556.77- 59,661.14- 36,876.48
Profit - 3,388.49- 2,514.53- 1,815.36- 1,071.03- 659.03
Growth in For Year
SBI 62%, HDFC 183%, BOB 313%,AXIS 414%